3. Clearwater, Florida
Clearwater, Florida is one of the most beautiful areas in the state of Florida, with the miles of white sandy beaches and beautiful blue ocean. Clearwater has long been a retirement hotspot and again, gives you plenty of white sandy beaches and crystal blue waters to play in. The entertainment in the city is better than many other cities and you are within driving distance of other fun Florida destinations. There are also top-rated medical facilities in the area, which gives you peace of mind. Romp and play all year in Clearwater, Florida when you retire.